Leading Commercial Vehicle Finance in Australia

Explore our specialised commercial vehicle finance, tailored to meet the unique needs of Australian businesses.

Comprehensive Finance Solutions

We are  Australian owed and operated, putting people over profits

To assist you in easing your operating costs, we provide a superior level of service, a comprehensive range of offerings and great truck finance deals to support your business growth objectives.

  • Cost-effective loan deals and heavy vehicle finance packages
  • Private individual sole trader truck loans and corporate business packages
  • Finance for both used and new heavy vehicles
  • Loan for one truck or finance for your entire fleet
  • Purchases through both dealers, private sellers and auctions

Whether you’re just coming into the industry as an owner-operator or your already in the industry, we will take full control of the process of organising your truck finance. Your personal consultant will first discuss your requirements and objectives, then source you a quote and offer on the truck of your choice, explain all the details to you in language you will understand, and once your happy with the offer, will proceed to organise all the paperwork for you through approvals and final settlement.

Commercial Vehicle Finance in Australia

Complete Finance Brokerage Services

Helifin offers a wide range of services to support your commercial vehicle purchase, no matter the size of your business or industry, anywhere in Australia.

Our consultants bring expertise, experience, and strong negotiation skills to secure the best commercial vehicle finance deals for your business. We partner with numerous banks and lenders, including major Australian banks, and can handle the entire financing process, including tough rate negotiations, even if you prefer to work with your bank. All actions are taken with your consent and in your best interest.

We provide finance for purchases from dealers, private sellers, and auctions. If you’re eyeing a vehicle at auction or in the used market, Helifin can arrange pre-approved finance, so you’re ready to seize a great deal on the spot.

For a confidential discussion about commercial vehicle finance for your business, call 0474 77 73 44 to speak with a Helifin Finance Consultant.

What Makes Us Helifin?

Smart Savings

Smart Savings

We start fresh every day, constantly learning, innovating and going beyond in offering solutions across funding, insurance and warranties to save your time and money.

Efficient Support

Efficient Support

We handle all the necessary paperwork and are available seven days a week- today, tomorrow, together- ensuring we are always the solution you need, right when you need it.

Service Excellence

Service Excellence

Our team is dedicated to providing exceptional service, ready to go to the ends of the earth to help you repair, adjust, and direct your business towards sustainable growth.

Specialized Solutions

Specialized Solutions

We specializes in each niche sectors to provide more tailored, effective solutions that directly address the unique challenges and opportunities within these critical areas of the economy.

FAQ for Commercial Vehicle Finance

What types of commercial vehicles can I finance through Helifin?

Helifin helps Australian businesses explore finance options for commercial vehicles used in their operations. Depending on the lender and the application, this may include utes, vans, light commercial vehicles and other work vehicles. Tell us which vehicle you plan to buy, how it will be used and how much finance you need so we can discuss the available options.

Can I get commercial vehicle finance as a sole trader?

Yes, sole traders can enquire about commercial vehicle finance. Lenders may consider your business activity, income, credit history, existing commitments and the vehicle being purchased. If you work for yourself and need a vehicle to carry out jobs or service customers, share your circumstances with Helifin to discuss potential options.

Can I finance a new or used commercial vehicle?

Helifin can help you explore finance for new and used commercial vehicles, subject to lender requirements. The vehicle’s age, condition, price, intended use and deposit may affect the options available. Have the seller’s details and vehicle information ready when you enquire.

Can I get finance if my business needs to replace a vehicle urgently?

If your current vehicle is unreliable or no longer suitable for the work you do, finance may help you consider a replacement. Let Helifin know when you need the vehicle, its estimated price and your business circumstances. Approval and settlement times depend on the lender, application and required documents, so funding should not be assumed until confirmed.

Can I finance a commercial vehicle bought from a private seller or auction?

Potentially, yes. Helifin’s commercial vehicle finance page states that it works with purchases from dealers, private sellers and auctions.

The lender may need to check the vehicle, seller, price and transaction details. If you are buying at auction, enquire early so you understand the finance requirements before committing to a purchase.

What documents are needed for commercial vehicle finance?

The documents depend on the lender, finance structure and your business circumstances. You may be asked for identification, ABN and business details, bank statements, financial information, vehicle details and a purchase invoice or contract. Tell Helifin if your business has limited trading history or paperwork so the team can discuss which options may be suitable.

Can I finance more than one commercial vehicle for my business?

You can enquire about finance for a fleet as well as an individual vehicle. The lender will assess the proposed vehicles, your business’s financial position, existing loans and ability to meet repayments. Share how many vehicles you need, the total estimated cost and whether you are expanding or replacing your fleet.

How do I get started with commercial vehicle finance through Helifin?

Call Helifin on 0474 77 73 44 or submit an enquiry through the website. Provide your business details, the type of vehicle you want to finance, the estimated purchase price and your preferred timeframe. Helifin can then discuss your requirements and potential options, subject to lender criteria and approval.